Affirm

The option to finance a purchase with Affirm is built into the cart experience on MyRepeat.

Buying with Affirm is quick and easy—Affirm will ask new users for just a few pieces of basic information, and then their approval decision only takes 10–12 seconds. Returning users just need to sign in to apply. Shoppers are then offered between 1 and 3 payment plan options depending on their cart size and credit history, and on the financing program they choose.

With Affirm, you will see terms anywhere between 3 and 36 months. Generally, Affirm will support orders between $50–$17,500.

It will not affect your credit score to create an account or check your purchasing power with Affirm.

Things that may affect your credit score include your payment history with Affirm, how much credit you have used, how long you’ve had credit, and making late payments.

Affirm doesn’t approve every application, so you may be approved for a loan at some merchants but not others, or may already have an Affirm loan but not be approved for another right now. If you get declined, you will receive an email explaining the reason behind Affirm’s decision.

To learn more about Affirm loans, click here.

You will be asked to make a down payment towards your purchase if you are not approved for the full amount. You cannot edit the down payment amount nor can you request to pay a down payment if it wasn’t offered to you.

If you have additional questions regarding down payments with Affirm, click here.